Voluntary benefits

Everyone knows healthier employees are more productive employees, and focusing on wellness can help achieve that goal. But there are two things vital to us all missing from the equation: vision and hearing.

Year two under the ACA saw improved user experience, more choices for consumers and millions of Americans qualified for subsidies, Kevin Counihan says.

Commentary: Three common employer concerns about exchanges and how to address them.

Commentary: Agency growth is completely dependent on producer pipelines. Yet, we typically see producers struggling with one of two situations: either they have empty pipelines or ones filled with the wrong opportunities.

Commentary: Brokers who can step in and learn the business of voluntary benefits and some of the newer products hitting the market will be well-suited to bring in new clients and keep them protected against financial loss with a combination of relevant and cost-efficient solutions, says AmWINS' Sam Fleet.

Critical illness insurance is among the fastest growing voluntary benefits, but it’s also among the most difficult to grasp for employees. In developing its new CI insurance line, Trustmark did research to better understand the market.

Increasingly diverse workforces are creating a benefit communications challenge for employers and their advisers.

Commentary: With the use of intermittent leave, a type of Family and Medical Leave Act job protection, on the rise, The Standard's Lincoln Dirks says this type of leave potentially may become a growing burden for your clients.

Eastbridge Consulting research finds brokers are the dominant distribution channel, but they must use their position wisely to curb dropping participation rates.

The consultancy’s Web portal enables a variety of plans to be offered by employers, who are cutting back on benefits for retirees.

Benefit experts and thought leaders will discuss some of the most important and possibly industry-changing trends for the coming year at this year’s Workplace Benefits Renaissance in Atlantic City, Feb. 24-26.

More employers are adding CI to their voluntary benefits package to combat rising out-of-pocket costs.

Consumers cite complex language, lack of time as roadblocks to making a purchase, study finds.

An emerging company policy known as “unlimited vacation” or “unlimited PTO” (paid time-off) is gaining headlines again. What is unlimited vacation? Why are companies implementing it? And what are its pros and cons?

Commentary: Bundled MEC plans insure workers while helping employers avoid new penalties, says Sam Fleet.

This relatively inexpensive voluntary benefit is not only highly-appreciated by employees, it can act as a differentiator in a benefit adviser’s sales portfolio.

Commentary: Boomers are redefining what it means to be aging in the workforce, and redefining senior benefits in the process.

Commentary: To survive the ongoing thinning of the herd, columnist Nelson Griswold asks what are you planning to do differently in 2015 to remain relevant to your clients and grow your business?

Some still confused by the ACA and look to advisers for guidance, help implementing plans.

The disability and absence management landscape continues to undergo significant change. Here are five trends to watch for in 2015.