401(k)

These new changes make requirements more flexible and participant-friendly for those with 401(k) and 403(b) plans.

Borrowing against a retirement plan can be a double-edged sword.

These employers offer plans that pay as much as $6.52 per hour in contributions.

When searching for the right plan, it is important that retirees assume their health will one day change.

Retirees often only take distributions when they are forced to do so because of the IRS’ RMD rules, an expert says.

With most workers unable to cover a short-term financial emergency, benefits experts have some ideas for how employers can encourage contributions to rainy-day funds.

To build their wealth, retirement savers are advised to take advantage of tax-advantaged plans including 401(k)s and IRAs.

Employees who experience a financial setback when they are preparing to retire are advised to stick to the budget and cut spending.

Workers often believe current debt prevents them from sparing any dollars for the future.

Workers often believe current debt prevents them from sparing any dollars for the future.

The program would be voluntary for anyone working at least 20 hours a week and automatically withhold at least 3% of a paycheck.

Chances are high that one or both parents who have left the workforce ahead of their full retirement age are still working out of necessity.

Despite auto portability’s proven ability to cut 401(k) withdraws, a solution addressing leakage and the lack of seamless plan-to-plan asset mobility is missing.

Despite auto portability’s proven ability to cut 401(k) withdraws, a solution addressing leakage and the lack of seamless plan-to-plan asset mobility is missing.

If they fear a sharp downturn, seniors may want to avoid locking up their retirement accounts in long-term bonds.

Seniors who negotiate for such an arrangement should consider their finances, flexibility and mutual benefits.

This ruling provides some guidance on how to handle common administrative issues related to uncashed checks and missing plan participants.

Moving to benefits after the oil industry tanked in 1981 was “the best decision” Garin Danner ever made.

EBA’s Retirement Adviser of the Year wants all employees to have equal opportunity to save for the future.

This ruling provides some guidance on how to handle common administrative issues related to uncashed checks and missing plan participants.