Healthcare

John Ludwig on the hidden plan costs of lost participants in retirement plans due to fee disclosure and Q2 to-do list

High-deductible health plans are one route on the path to health plan cost reduction.

Private disability insurance gets employees back to work more consistently than public programs yet the industry still struggles to get employees enrolled in the benefit.

Health care reform applies nondiscrimination testing to all group health plans, including fully insured ones. The problem is that planning with the rules currently in place is like trying to build a skyscraper on a piece of swampland in the Florida Everglades.

With health care appeals, a plan administrator can simply grant the appeal .

The study from Truven Health Analytics examined insurance claims data for over 6.5 million emergency department visits in 2010 and found that just 29% of patients actually required immediate attention in the emergency room.

As more companies embrace consumer-driven health care models and prepare for the full implementation of health care reform, employees need voluntary benefits more than ever. This chart pack includes the latest data on voluntary benefits from the Aflac WorkForces Report and UBA’s Ancillary Products Survey.

Technology company Enova is named among the top 50 employers for Gen Y workers.

Most observers agree that target date funds are easier and safer to use for both retirement plan participants and plan sponsors.

In-Plan Life-Time Income Guarantees provide new opportunities for plan participants