Insurance

The “profoundly evil” impression the fastest growing small-group employee benefit brokerage in the country has made on some firms is wrong, says Zenefits’ Parker Conrad. The outspoken CEO shares where Zenefits is headed — and why he wants you to work for him.

Commentary: The loyalty and bonds of the fire department can translate well into a successful insurance culture, says retired fire fighter, Colonial's Brian Summers.

Commentary: From mournful reflection to birthday celebration, the bottom line is your attitude about health reform affects your clients, says David C. Smith

As American workers are increasingly looking to a new range of employer-sponsored retirement products to help guarantee some securely funded golden years, they may be missing out on the advantages of a system they’ve paid into their entire working lives.

The 114th Congress is expected to tackle a number of issues that could have major implications for employers and alter strategies organizations currently use to communicate and manage benefits.

Many exchange budgets are being cut at the same time states are struggling to reach their remaining uninsured, and some are looking to brokers to provide assistance in filling that gap.

In recent years, a number of states have begun toying with the idea of creating their own retirement systems to help smaller employers provide workers rudimentary retirement savings opportunities.

The still-under-development federal fiduciary standard for retirement advisers has many in the industry genuinely concerned about their ability to continue to serve both employers and individual American savers.

Although most employers who move to private exchanges are seeing some cost savings below trend in their initial years, that is not sustainable over time, says Rob Harkins, practice leader, private exchanges at Willis Group. For Willis, the exchange is not designed to be a long-term money-saving product on its own, but rather part of a larger program for its clients to manage health and wellbeing.

A fiduciary’s decisions around the investment plan menus should be less about what other plans offer, and more about what is in plan participants’ best interests.