Insurance

Low cost, no minimum investment and daily trading are reasons for their increased use over the past 10 years.

In the face of several EEOC challenges to wellness programs in the U.S., 2015 could prove to be a trying year for employer-sponsored wellness programs.

Just call 2014 the year of compliance. The first full year many of the Affordable Care Act’s provisions went into effect, EBA’s top 10 most popular stories and legal alerts nearly all surround ACA implementation.

Employers will devote more mind share to retirement programs in the coming year, in part because of increased confidence about compliance with the Affordable Care Act.

When evaluating the merits of a private exchange, one industry insider suggests pursuing an overall financial strategy built around achieving “true savings” rather than simply shifting costs onto employees – a warning that has been sounded for years in the traditional marketplace.

As health care reform continues to unfold, employers are re-examining the role of their benefit programs in their overall human capital strategy and coming around to the idea that attracting, retaining and engaging workers hinges on the total employee experience, not health care benefits alone.

Despite great investment returns recently, the nation’s largest corporate defined benefit pension funds have been defenseless against growing liabilities resulting from dropping discount rates.

Employers considering private health care exchanges should leave themselves plenty of time to make the switch, say two employers who’ve made the move in recent years.

Wellness programs are gaining popularity and the Cadillac tax is still a mystery for many employers, but no major changes to benefits are expected next year, study says.

Despite pressure from clients to provide an immediate solution for rising health care costs – brokers need to proceed slowly and cautiously when discussing solutions such as private exchanges, according to a speaker at Employee Benefit News’ Private Healthcare Exchanges conference.