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Reasonable costs, healthy account balances and a high percentage of employee participants are attributes of great retirement plans.

Participation rates are way up, presenting advisers with new opportunities.

In a diverse America, plan administrators and sponsors need to attract, retain and develop new talent outside the box.

The 32-year-old vice president of the technology practice at Parker, Smith and Feek motivates employees to seek high quality providers for affordable procedures.

HUB International Midwest’s Bethany Radloff helps employers in Madison, Wis., deploy compensation surveys and refresh benefits to keep talent.

HUB International adviser Melissa Koontz works to oppose legislation that undermines her Washington state school district clients.

Rising Star in Advising Rachel Miner has been in the field for just over three years, fixed on improving transparency and health costs for her clients.

GCG Financial’s Cory Friedman is building his book by delivering a uniform set of health programs to animal hospitals and dental practices nationwide.

Advisers and plan sponsors should include this important tool in their analytical toolbox.

Some advisers are using this approach to help self-insured employers control costs. But it’s is not without controversy.