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Employers can drive down high premium cost by self-funding and treating oral care the same as major medical, advisers say.

A recent federal district court opinion in Florida demonstrates the potential pitfalls that plan administrators may face with respect to disputes over status, explains attorney Kathy Aizawa.

By opening up clinics to non-clients and offering CPR training to the broader community, these firms are engaging their employees and cementing new relationships.

For now, Affordable Care Act reporting requirements remain in place and it’s the adviser’s duty to keep employers on task.

A bipartisan bill calls for an increase in full retirement age two months every year between 2022 and 2034 and indexing normal retirement age to life expectancy.

Employers need to help fix flawed plans by helping participants routinely consolidate their savings.

An aging workforce, DIY healthcare and developing technologies will transform the way employers think about benefits.

Businesses see the importance of elder care and child leave but the numbers are just beginning to recover from post-recession lows.

Advisers should be prepared to explain what they have to gain from the client relationship, no matter how federal regulation ultimately unfolds.

They can direct the payments to fund life insurance that they can use for estate taxes, charitable gifts and leave as a legacy for their loved ones.