Advisers Latest

Employers using Aon Hewitt’s multi-carrier fully-insured private health care exchange experienced average annual health care cost savings more than 4% lower than industry projections.

Smaller companies and non-profits are among the organizations that are contemplating a switch in how they manage employee benefits.

Explosive growth in the individual market is forcing brokers who work with very small groups to change their business models —and often receive less commission in the process.

Pregnancy and cancer were the most-often cited uses of DI in 2014, according to Unum, which had 380,000 new disability claims last year.

Discussion about the ACA has moved from understanding it to implementing it, but employers and their advisers continue to meet challenges in doing so.

A 9-million person market is a powerful one to tap. Blue Cross Blue Shield Association, which represents Blues plans across the country, is the latest to launch a retiree private HIX, coming this summer.

Employee engagement is the challenge of many wellness programs, but several companies have improved employee participation with gaming and, yes, zombies.

For employers, retention is now the main objective of providing benefits, according to MetLife’s annual employee benefit trends study, which found that employees want more choice and education about the coverage that’s offered.

Most private health care exchanges are geared toward active employees. But Tampa, Fla.-based Brown Insurance Group has an eye on part-timers who may have lost coverage or who never had access to group plans. Eric Brown, principal, explains how his private exchange allows employers nationwide to provide coverage to such employees through an exchange-like environment. Brown Insurance also assists with Healthcare.gov enrollment.

Prescription drug prices continue to rise in 2015, compelling employers and their advisers to take action through innovative plan designs.