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Mercer, Deloitte and StayWell Health Management all announce personnel moves. Check to see if a colleague is mentioned today.

As Congress pushes the debt ceiling debate farther down the road, Americans’ personal finances are worse than ever. According to a new survey by the Personal Finance Employee Education Foundation, only 24% of respondents say they have “little financial stress.” That leaves 76% who would likely benefit from a financial education plan at work. According to PFEEF, a workplace financial fitness program can not only improve productivity, but also boost morale and company loyalty.

After a year of significant change in the LTC industry in 2012 Blogger Tom Riske Jr. seems 2013 as a year of growth in LTC sales through the worksite. He shares some key features an employer and adviser should look for when considering one of the newer multi-life LTC offerings.

The second-biggest U.S. health insurer’s 2013 forecast reflects “uncertainties” that include a flu outbreak, U.S. budget negotiations and implementation of President Obama’s health care overhaul.

As an employee benefits adviser with a major share of your business in health insurance, it is easy to focus on all the challenges in front of you. How can you turn lemons into lemonade? Live an attitude of gratitude and try to remember challenges bring opportunities and no matter how bad you think you have it, someone else usually has it worse.

It may be a while before we face the holiday season again, but since sooner is always better than later, now is the time to address what has come to be known as “the Christmas bonus.” Every year someone calls me the Grinch because I’m the guy who points out the ineffectiveness of the holiday bonus. Employee benefit advisers, brokers and consultants need to recognize there exists more creative vehicles that can serve as incentive programs to drive and maintain growth as well as recruit and retain key talent.

The National Association of Insurance Commissioners has appointed former Nebraska Sen. Ben Nelson as CEO effective Monday.

A new survey suggests workers under the age of 25 are significantly more confident than others that they are on track for a comfortable retirement. Is it youthful arrogance, or has the younger generation absorbed some of the financial lessons we need them to learn?

Mercer, Willis North America, Burnham Benefits Insurance Services all announce personnel moves. Check to see if a client is mentioned.

Two of the largest U.S. drugstore chains, said they are running short of influenza vaccines as an earlier and more severe flu season drives up demand from Michigan to New Jersey.