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Humans are complex and fascinating beings. And, they make decisions based on many factors – including things that aren’t rational. That’s what makes it so challenging to engage people in wellness programs and activities. Most of us want to be healthier and we certainly know why it’s important. So, why aren’t more of us living healthier lives? …

From iPads to Androids to cloud providers, technology evolves oh-so-fast, and FP's annual tech survey reveals that advisor technology usage is changing rapidly too.

The Pension Protection Act of 2006 is having a positive effect on 401(k) plans, according to Fidelity Investments.

Question: What options are available these days for employers who need to cut back on retiree health spending, but still want to provide health care to their former workers? Long after employees retire with the proverbial gold watch, a company may still be carrying them on the books. Through collective bargaining, contractual obligations, or simply a commitment to doing what is right, the employer often arranges for group retiree coverage. …

The leading industry trade organizations expressed disappointment after the December 2 Department of Health and Human Services release of the final medical loss ratio rule failed to remove broker commissions from the administrative side of health reform’s MLR calculation.

Most U.S. health insurers last year would have satisfied the much-disputed spending rules under President Obama's health care reform, according to a new report by a congressional watchdog agency.

As we are approaching the end of 2011, I thought it would be appropriate to provide some commentary about a winning strategy that we have seen forward-thinking benefits advisers, brokers and voluntary benefits firms employing in the marketplace.

Semantics are supremely important in making or breaking certain lines of insurance.

With serious concerns about medical commission cuts and maintaining top-line revenues, 58% of brokers and consultants are embracing two specific initiatives EBA contributor Nelson Griswold explains in the December issue.

As high-deductible and consumer-driven health plans continue to increase in popularity, EBA spoke with Nitra LaGrander, a product manager at Evolution1, a provider of electronic payment, on-premise and cloud computing health care solutions, for tips on how plan participants who are new to these types of plans can easily access their online accounts and take charge of managing their health care dollars.