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Commentary: Limiting thinking to what we already know only allows us to do what we already know.

Commentary: The post-open enrollment, New Year season provides a great opportunity to evaluate what went right and what could go better before the next effective date rolls around.

Commentary: If employers want to ensure an engaged and retained workforce, it’s time they started planning their 2016 budget with these key trends in mind.

Commentary: Without it, your clients might be missing the full picture of what really is impacting their employees’ overall health and productivity.

Commentary: The ACA isn’t perfect, but what preceded it was far worse. Let’s get to work on making position changes to address the system’s real flaws, says adviser David C. Smith.

Commentary: Companies must abandon the constraints of how they have done business in the past and instead embrace a new consumer-driven experience from end to end.

Commentary: These voluntary benefits aren’t just nice to have anymore; they are necessary facets of recruitment and retention programs.

Commentary: Healthcare reform is evolving and retirement reform is on the horizon in many states, with more coming.

Commentary: Creating a differentiator to open new doors when you are an adviser without a big venue to display your talents can be a challenge.

Commentary: How do you start or build an employee benefit agency with no marketing budget? Use social media.