Practice management

The ACA’s 2018 Cadillac tax looms large in the minds of employers and benefit experts have already begun to see trends in the plan design options and benefit offering changes employers have made to avoid the hefty excise tax.

Commentary: He’ll tell you his efforts were imperfect. And he didn’t get to everything. But what one adviser did do — his commitment to action, to implementation — produced 55% growth in 24 months.

Commentary: It’s important for employees to have someone to help support them during this time. Your clients are in the perfect position to offer that type of assistance.

Massachusetts implemented a sick leave law earlier this year. Employers in other states may want to take note.

Commentary: Employers must train supervisors and managers on the proper way to respond to an employee's announcement that she is pregnant and will need maternity leave. Failure to do so could result in litigation.

Challenges are on the horizon for the non-profits, created by the Affordable Care Act — presenting issues as well for the brokers who work with them.

Brokers and agents are meeting with senators in an effort to garner support for the Equalizing the Playing Field for Agents and Brokers Act, which aims to offer advisers the same access to marketplace enrollment information as is available to navigators and certified assisters.

Commentary: The instructions clarify a couple of key areas that will simplify how employers file under IRS 6055 and 6056.

Baby boomers, Generation X and millennials all have different attitudes about saving for the future and varying work styles, and it’s crucial that advisers know these differences before discussing retirement savings options.

Commentary: Rookie adviser Brian Murphy embraces “the complexity, the challenge and the intellectual stimulation” of onboarding a new client for the first time.