Practice management

Plan sponsors’ loyalty to their retirement service providers is slightly down year-over-year, presenting an opportunity for advisers to advocate for their clients.

Known as Explanation No 9, the document is to be used in conjunction with Form 8387, Worksheet 9 – Determination of Qualification and Form 8399, Deficiency Checksheet 9.

Commentary: High on everyone’s list of questions in any potential transaction is: What is the price or value given to my business? But the more important question is: What are the terms?

Friday’s landmark ruling on gay marriage poses both challenges and benefits to employers.

The landmark U.S. Supreme Court decision being cheered as a step toward equality is also poised to carry unintended consequences, including some that could make life harder for employees, gay and straight alike.

Eliminating subsidies ‘would destabilize the individual insurance market in any state with a federal exchange,’ Chief Roberts says.

Today, in a 6-3 decision written by Chief Justice Roberts, the Supreme Court ruled in King v. Burwell that subsidies used to purchase health insurance in the 36 states on the federally facilitated marketplace are legal, thus avoiding the “death spiral” so often referred to by Congress. What does this ruling mean for employers?

The time of “what-ifs” for employers ended Thursday as the U.S. Supreme Court issued its ruling upholding the challenge to state subsidies in King v. Burwell, and employers should maintain business as usual going forward, according to most industry observers.

The Supreme Court’s highly anticipated decision in King v. Burwell to uphold subsidies on the federal exchange removes uncertainty and shifts the focus of advisers and their clients back to ACA compliance.

Commentary: The ACA is “unremovable,” says columnist Nelson Griswold, so advisers must learn how to leverage it.