Retirement

Employer-provided resources, including online retirement calculators, may lead employees to increase their annual contributions and improve spending habits.

Target-date funds can help risk-averse young workers ease into investing.

Several statewide attempts to close the nation’s savings gap may cross borders and serve as a precursor to a nationwide solution for expand retirement options.

"The world of Social Security is so different from the world of employer benefits," one benefits consultant says.

An employer’s ability to obtain an updated letter for an individually designed plan has been curtailed in recent years, after the IRS limited the program to only newly adopted or terminating plans.

Dual-income couples benefit less from Social Security.

Gamification can help employees calculate how much money they will need to retire, increase their contribution levels and check their asset allocations.

The financial crisis isn’t just impacting millennials, and a new social contract between employers and employees is emerging, Larry Restieri says.

"The world of Social Security is so different from the world of employer benefits," a benefits consultant says.

Savers can expect investment returns through compounded growth as long as they don’t lose from a market downturn.