Retirement

A couple who expects to earn a bigger income in the future is advised to convert part of their IRA into a Roth now while they are in a lower tax bracket.

An aging workforce, DIY healthcare and developing technologies will transform the way employers think about benefits.

Experts stress the importance of education and savings efforts during National Retirement Planning Week.

Plan sponsors can help close a knowledge gap by educating employees about the advantages of contributing to an individual retirement account.

401(k) participants can create a pension-like source of retirement income by using a portion of their assets to buy a longevity income annuity.

Professors and other faculty want more information about Medicare, post-work healthcare costs, Social Security and investment options from plan sponsors.

Too many recordkeepers, complex contract structure, and a flood of investment options impede updates to best practices, warns John Ludwig.

Some experts say that people are living longer past the age of 70 and they should not be forced to make unnecessary taxable withdrawals.

Seven circuit courts held that vindication of rights pertaining to the legality of a plan amendment, as opposed to an interpretation of the plan, are not subject to expenditure requirements, write attorneys Michael Stevens and Ronald Kramer.

Employers should consider some of the new options available with the retirement plans.