Voluntary

EBA recently introduced a concept several brokers across the country are embracing — the retail storefront. But one broker doesn’t just want to attract individual clients to walk-in, he plans to use the space to enhance offerings for his group client employees, too.

Through strategic partnerships, small brokerages can compete on a national level.

Outcomes tracking and easy access are contributing to the rise of the employee assistance program. But your clients need you to spread the word.

Despite the best intentions of retirement plan sponsors, 24% of Americans report that they have borrowed against or took early distribution from their retirement plans in the past three years, according to recent data from Purchasing Power.

In what can be viewed as a victory for plan sponsors, the Supreme Court ruled that statute of limitation periods written into plan documents are valid, as long as those periods are “reasonable.”

While carolers may chant joyfully about the holidays being “the most wonderful time of the year,” many workers find themselves singing the blues during the winter months. One in 10 people will experience depression at some time in their lives, according to the U.S. Centers for Disease Control and Prevention. This not only inflicts suffering on individuals and families, it costs employers $44 billion annually in lost productivity.

It’s not hard to make a compelling case for the value of income replacement products in the voluntary benefits suite, but they’re still a low priority for many HR decision makers. A new federal caucus – and some new employee-centered awareness – might give disability insurance the focus it needs.

Lou Faiola takes relationships to a new level. From carriers to brokers to beneficiaries, his commitment to benefits is apparent to all whose lives he touches.

There is a big difference between price and cost when it comes to disability insurance, writes The Standard's Steve Brady.

The executive benefits market is off and running again after the economic downturn.