Is now the time to offer accident or critical insurance along with other traditional benefit enrollments? With the uncertainty facing the Affordable Care Act’s employer mandate and the high costs associated with these medical claims, new research from MetLife finds that communication of these voluntary benefits will help with employee productivity and cost savings.

In 2015, the employer mandate goes into effect, which leaves some unanswered questions in terms of health care reform and health costs. MetLife says that employers need to promote voluntary benefits, in this case accident or critical illness insurance, because it can promote employee loyalty and help out with bottom lines.

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