Voluntary

The shift to health consumerism hasn't escaped dental benefits. And if health care costs continue to squeeze benefit budgets, then more employers might start turning to voluntary dental plans.

The nation’s the largest health care and voluntary benefits software provider recently teamed up with NASCO to burnish a technology investment made by Blue Cross and Blue Shield plans and improve CareFirst BlueCross BlueShield’s billing system efficiency.

Three months after a leading private equity firm sought to acquire all of Pre-Paid Legal Services Inc.’s common stock for $60 per share in cash, another suitor has come calling for the provider of legal services through the worksite and individual markets to more than 1.5 million families across North America.

Although life insurance made modest gains in the third quarter of 2010 when gross written premiums were up 6% from the same period a year earlier, an Aite Group report notes that premiums fell to historic lows in 2009 when the product was considered an unnecessary discretionary purchase.

Two recent reports on disability issues conclude that fewer working Americans filed such claims during the height of the economic downturn and that there’s a serious misunderstanding about disability and the value of income-protection planning.

Of the 568 short-term disability, accident and critical-illness claimants with voluntary policies from Unum responding to an independent customer-satisfaction survey, 90% said they would recommend the carrier to their co-workers.

Dearborn National’s Worksite and Individual Solutions division hopes to reach new heights with Mountain Vista, a new term life plan aimed at working-class Americans with premiums projected to be level for 10, 20 or 30 years.

Helping employees understand the language of finance enables benefit advisers to better meet the needs of clients ...

The value of cyberspace during open enrollment is at least on equal footing with face time, suggest two recent unpublished surveys of employees and carriers that sell voluntary benefit plans.

Life insurance and annuities made modest gains in the third quarter of 2010 — gross written premiums were up 6% over the same period in 2009 — but the industry is far from healthy, warns a report from Aite Group in Boston.