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Commentary: Plan sponsors should not only understand the importance and benefits of fiduciary roles in a sponsor plan, but also understand the positive impact a fiduciary can have, says columnist John Ludwig.
Commentary: With so much happening at years end and again at the beginning of the New Year, columnist John Ludwig shares what plan sponsors be working on.
Commentary: As open enrollment season moves into full swing, columnist John Ludwig turns your focus to financial wellness, a growing concern for employers.
Commentary: This fall will be a time for plan sponsors to take on additional decisions, as many prototypes sponsors are going through the process of getting their documents updated for the upcoming restatement process. While columnist John Ludwig says this is a necessary process for everyone, he shares decisions that plan sponsors should think about as they go through this process.
Commentary: Columnist John Ludwig says employers and their benefit advisers still have a long way to go to help workers be retirement-ready.
Will you be prepared when the DOL knocks on your door?
As you read this article, the various notices for the 2014 plan year are freshly mailed. It is now time for plan sponsors and their advisers to sit down and review what worked in 2013 and what improvements can be made for 2014.
John Ludwig on how to instill positive saving actions in retirement plan participants.
EBA Retirement columnist John Ludwig on how employers can expand on current procedures to create a comprehensive retirement communication strategy.
EBA Retirement columnist John Ludwig provides tips on how to get young workers to properly save.
EBA Retirement Columnist John Ludwig on what to do with all that paper the IRS requires in retirement plan documentation.
EBAs new retirement columnist John Ludwig on how advisers must be prepared for the Department of Labor to knock on their clients doors.
John Ludwig on the hidden plan costs of lost participants in retirement plans due to fee disclosure and Q2 to-do list
John Ludwig on how to help employees can increase their retirement savings including auto escalation and auto enrollment.
New EBA retirement columnist John Ludwig on deferral rates for auto enrollment
How agents can help highly compensated executives save and remain competitive with safe harbor 401(k) by John Ludwig