Melissa A. Winn

ADP has agreed to drop its defamation lawsuit against Zenefits after a months-long dispute fought in the public eye. What does the Zenefits win mean for established industry stakeholders and the benefit startups that threaten their way of business?

The ACA’s 2018 Cadillac tax looms large in the minds of employers and benefit experts have already begun to see trends in the plan design options and benefit offering changes employers have made to avoid the hefty excise tax.

Brokers and agents are meeting with senators in an effort to garner support for the Equalizing the Playing Field for Agents and Brokers Act, which aims to offer advisers the same access to marketplace enrollment information as is available to navigators and certified assisters.

Education is often hailed as the key to employee benefit satisfaction, but new research shows it also increases enrollment and employee engagement. Experts say advisers are well-positioned to expand employer education and communication strategies.

The use of technology is not just novel in the benefits industry anymore, it’s imperative. Benefit adviser Steve Williams predicted its usefulness over a decade ago and he and his team have used technology solutions to help transform Heffernan Insurance into one of the largest independent brokerage firms.

Advisers hoping to remain relevant in a changing health care and benefits landscape must shift product offerings to meet industry trends. Rick Lindquist, president of Zane Benefits, discusses 6 key industry trends to watch.

Employers more than ever are seeking innovative solutions for health care cost containment from their benefit advisers, and one industry expert says emerging strategies to help brokers thrive in the coming decade should include voluntary benefit sales and plan integration.

High-profile merger and acquisition activity in the health insurance market has some employers squeamish about decreased competition and carrier responsiveness, but some industry experts say employers have methods for recourse.

Increased regulatory requirements and rising health care costs have spurred more employers to consider defined contribution health care plans, a trend industry experts at EBA’s Workplace Benefits Summit say is a result of a more transformative approach to health care benefit strategy.

Adviser help is sorely needed to lessen employer/employee disconnect during open enrollment. Recent research from Aflac shows tools and resources that employees find useful are not always made available by their employers, further complicating an already confusing process.

The House has agreed to pass legislation that makes possible a repeal of the ACA’s controversial expansion of the definition of a small employer — a bill hailed by the benefits industry for protecting the small and mid-size businesses they feel the expansion threatens to harm.

Zenefits announced today it is offering small and mid-sized employers an ACA compliance tool for free. Some industry experts say the offering raises the bar again for competing benefit brokers, but others claim it is too little, too late.

The DOL’s proposed fiduciary rule presents complex challenges to advisers, clients and will exacerbate the savings crisis in America, NAIFA warned Congress Thursday — two weeks before the comment period on the controversial rule closes.

The recently announced mergers of four of the nation’s largest health insurance companies threatens to decrease competition in multiple markets, a threat the American Medical Association says will exceed federal antitrust guidelines and warrants regulatory review. Experts agree brokers will need to work with employer clients to find creative solutions to work with limited plan choices and keep premium costs down.

The IRS says employers can now do a trial run of their electronic form filing for reporting requirements under the ACA, giving nervous employers and their benefit advisers a way to test for readiness in advance of the reporting deadlines.

Employers cite cyber threats as a top risk to their company, creating an opportunity for benefit advisers to quell their fears with education and product knowledge.

The number of employers who could be subject to the ACA’s Cadillac tax is predicted to rise if employers remain stagnant on health care plan changes, underscoring a need to make plan adjustments sooner rather than later.

Brokers say they increasingly view the ACA as an avenue toward new revenue opportunities and roles around education and communication.

While the HR tech platform Zenefits offers a solution that addresses certain employer pain points, it also asks employers to dump their current broker. A new tech solution promises the same benefits without asking employers to sever their current broker relationship.

The DOL’s proposed fiduciary rule would likely push some commission-based brokers out of the retirement market altogether, NAIFA’s JuIi McNeely testified during the second day of DOL hearings on the proposed rule.