Zack Pace

The 'endowment effect' is causing workers to stick with plans that aren't in their best financial interest. But employers and advisers can help change that behavior.

The "endowment effect" is causing workers to stick with plans that aren't in their best financial interest. But employers can help change that behavior.

Investing dollars in improved care management programs, well-being initiatives and plan-design modernizations won’t produce full ROI unless the employee contribution methodology is sound.

Though a repeal of the provision is still uncertain, there are steps benefits pros can take to put minds at ease.

Though a repeal of the provision is still uncertain, there are steps benefits pros can take to put minds at ease.

A minor emergency left one benefit consultant considering how to keep costs down.

Enrollment in hospital indemnity, critical illness and accident products can impact the ability of an individual enrolled in a qualified HDHP plan to contribute to a health savings account.

Which aspects of the Affordable Care Act will not be repealed, and what will be adjusted?

Consultant Zack Pace says benefits professionals need to use the duck test to eliminate health plan penalty risks.

Employers should work with vendors, attorneys to amend their product menu before regulations come into effect, says benefits consultant Zack Pace.