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There’s approximately $95 billion in fully insured health insurance premium in the U.S. large-groups (100+ employees) market — and there are just a few major carriers who control most of it.
“Bifurcated between the Blue Cross franchises and the big four — Aetna, Kaiser, UnitedHealthcare and Cigna — the Blue Cross franchises control 46% of that $95 billion, and the big four controls 39% of that marketplace,” says miEdge founder and CEO Mark Smith.
Galentine is a former editor-of-chief of Employee Benefit Adviser.
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