Employer Strategies

Cristian Igualt and his wife, Ana Castro, just had their second child. Now both parents are on monthslong paid leaves from their job, making the family extremely lucky and rare in the U.S. workforce.

During annual open enrollment, the focus of most people’s attention is squarely on health insurance coverage, and yet the season is an ideal time to consider other benefit elections, too.

Small employers such as Beehive PR and Beach Cities Health District create a culture of mental wellness with a suite of day-to-day programs that encourage work-life balance, employee involvement and employee growth and development opportunities.

Commentary: Adviser Jerry Kalish details a list of welfare benefits subject to ERISA that fall outside of health care reform.

401(k) and other defined contribution plan sponsors report high participation rates by millennials; however, millennials with student loan debt are saving at a lower rate.

ACA reporting becomes mandatory in 2016. Preparing employers to be compliant with reporting requirements is a core service that advisers should be offering, industry experts say.

Fee disclosure regulations, the DOL’s proposed fiduciary rule and lawsuits related to 401(k) fees have heightened both plan sponsors’ and plan participants’ awareness of the costs of 401(k) plans.

Commentary: The rapidly evolving regulatory environment has increased benefit and tax complexities for most employees, making the open enrollment decisions more confusing and stressful than ever.

The NFL and the NFL Players Association work together to build a comprehensive wellness program that helps retired football players better transition into a life without football, both financially and emotionally.

Commentary: Rookie adviser Brian Murphy makes the connection between carriers’ package proposals and the opportunity to market multiple lines of coverage to the client.