Employer Strategies

The U.S. Department of Health and Human Services has issued its first rebuke to an insurer under the federal rate review provision of the Affordable Care Act.

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Amidst high U.S. unemployment and against the backdrop of a volatile economy, workers 18-34 years old are increasingly concerned about job loss and having to delay retirement, according to the 2011 Mercer Workplace Survey, a nationally representative survey of employees enrolled in their employer’s 401(k) and health plans.

The ranks of the nation's oldest residents are growing quickly now that people who reach age 90 are expected to live longer than ever before, according to a study released on Thursday.

With an eye on both their employees’ health and their bottom line, multiemployer and public employer plans are rapidly embracing value-based health care — an outcome-driven, consumer-centered approach that focuses not on the dollars being spent, but on how those dollars can improve employees’ health.

When it comes to retirement, many middle class Americans said 80 is the new 65 and plan to delay retirement because of worries over money, according to a new survey.

The report, “Prolonged Low Interest Rates Take Longer-Term Toll,” says depending on the amount of annuities and other interest-sensitive products in their product, U.S. life insurers may face a considerable amount of interest rate risk. “Despite a moderate uptick in rates through October 2011, the Federal Reserve’s unprecedented announcement of its intention to maintain record low rates through 2013 will further challenge insurers selling interest-sensitive life and annuity products,” the report states. “In addition, the latest Fed stimulus program (Operation Twist) has the potential to lower Treasury yields at the longer end of the yield curve.”

Last Thursday, Sen. Johnny Isakson (R-GA) introduced the Representation Fairness Restoration Act (S. 1843), a bill that would effectively revoke the National Labor Relations Board’s recent decision in Specialty Healthcare, and establish criteria for determining an appropriate bargaining unit. In Specialty Healthcare, the Board determined a petitioned-for unit will be deemed appropriate so long as that unit consists of a clearly identifiable group of employees. If an employer contends that the unit should include additional…

Bereaved spouses who have a relationship with a financial adviser can find the support invaluable in recovering their family’s financial bearings, according to a new survey. The poll, conducted by the New York Life Foundation and the National Alliance for Grieving Children, surveyed 548 parents who lost a spouse or partner and who still had children under the age of 19 at home. …

As the U.S. Supreme Court prepares to review President Obama's health care reform, more Americans want to it repealed than want to keep it, a poll released on Wednesday shows.