Employer Strategies

Changing the emphasis from the accumulation of retirement assets to a safer and smoother way of distributing those savings will help make employees' lives easier, and help maximize their Social Security benefits.

States should not step in and establish their own exchanges if subsides are ruled illegal on the federal health care marketplace, a recent national study found, but industry experts say that is not the national consensus and point to the wording of poll questions to support the discrepancy.

Commentary: Proactive case management is the first step to creating a process for disability leave management that clients can count on, says The Standard’s Sandy Johnson.

The federal government has delayed implementing proposed changes to the Affordable Care Act’s Summary of Benefits and Coverage until January 2016.

Workers and retirees know what they should be doing to prepare for retirement but when it comes to action, neither group is prepared.

Now, more than ever, the retirement plan services industry is placing a greater emphasis on in-plan guaranteed income solutions to help employees achieve better retirement outcomes.

As health evaluations move further center stage – be it via celebrities pushing for cancer screenings or companies including health assessments in wellness programs – it is becoming clear that to take full advantage of the health opportunities available, employees need to know as much as possible about their current health status.

Voluntary business is a well-known tool for brokers to increase their revenue while offering new products. But many employers are hesitant to add these products because of additional administrative burdens they can require. Enter the private health care exchange, says Carlos Ferrera, COO of Solstice Benefits and the Solstice Marketplace. With an exchange, the burden is gone, he says.

Sometimes what happens in Vegas doesn’t just stay on the Strip – it blows across the Sagebrush State like a wayward tumbleweed. Case in point: Nevada Health Link enrollees have been reporting mistakes on the 1095-A IRS forms to calculate their premium tax credit on the federally supported state-based HIX.

The decrease in compensation is negligible since the medical loss ratio took effect, study finds, but other industry organizations disagree.