Employer Strategies

In effect, the ACA’s biggest promise becomes its most formidable challenge: unprecedented access to care for a needy population when the nation is already grappling with overtaxed emergency rooms and a shortage of physicians.

Health insurance under the Affordable Care Act will cost individuals at least $2,988 a year on average, a price that Republican opponents may target as out-of-reach for many Americans who don’t qualify for U.S. subsidies.

In the not-so-distant future small employers may stop offering employer-sponsored health coverage because employees will demand it, said a speaker at the Workplace Benefits Summit in New Orleans Monday.

Answers to your clients’ questions before they ask them.

The biggest change will affect low income employees, who may receive affordable coverage through the workplace, but not for their dependents, said Rodger Bayne, president of Towson, Md.-based Benefit Indemnity Corp., at BFE, sponsored by EBN’s parent company, SourceMedia.

His workouts could easily be integrated into wellness programs – and no doubt have – but Richard Simmons’ own message was an individual one of self-empowerment and life-affirmation.

The average American registered an insurance shortfall of $320,000. The gap has widened substantially for Gen Xers since the financial crisis.

In recent years, many employers have introduced flexible work practices to help employees manage their work/life balance, although Culturerx founder Jody Thompson said she believes that “standard flexible work programs are holding us hostage.”

Although we are not lawyers, it’s helpful to have talking points you can go over with clients seeking information.

The calculator that determines subsidies for the 36 states relying on the federal government for exchanges come Oct. 1 isn’t working in tests, according to the Wall Street Journal.