Exchanges

The Bipartisan Budget Act of 2015, passed Wednesday by the House of Representatives, is causing concern in retirement circles after a pension provision was added that raises the amount of money employers must pay to the Pension Benefit Guaranty Corp. for pension insurance.

While the presidential election is still a year away, employers must be mindful of smaller elections that take place across the state and municipal levels. Elections, however small, may trigger an employer’s obligations to give employees leave to vote.

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Insurers believe value-added services such as tools and advocacy programs, in addition to being an incumbent carrier, make a consumer choose them. But, a new analysis reveals what really drives choice.

Premiums for the second-lowest-cost silver plans are going up by an average of 7.5% next year in the 37 states that use a U.S.-run website, HHS says.

The agents have completed mandatory training to sell on the federally-facilitated marketplace for 2016, with 10,000 more in the process. For the first time, producers can train through non-government organizations, including NAHU and AHIP.

The ACA’s 2018 Cadillac tax looms large in the minds of employers and benefit experts have already begun to see trends in the plan design options and benefit offering changes employers have made to avoid the hefty excise tax.

Guidelines that will offer assistance for states that want to avoid or embrace the Employee Retirement Income Security Act are expected to be released by the end of the year, Borzi says.

As public health insurance exchanges run by states or in partnership with the federal government edge toward financial self-sufficiency in 2016 as stipulated under the Affordable Care Act, adjustments are being made to achieve greater operational efficiencies for their third annual open-enrollment season and beyond.