Healthcare

To stay two steps ahead of the herd, advisers should seek out partners with a complimentary set of skills.

Tim Doherty, head of Pinnacle HR Solutions, seeks out employers with a strategic view of health benefits.

Adviser Scott Haile has turned away clients who refuse to also be partners. He now has fewer than before—but he’s also making more money.

Employers should consider a number of major factors, including stop-loss coverage and reimbursement models, before making the move.

The thriving, Washington DC-area benefits brokerage says it “does more” for its clients. Its wide spectrum of clients seems to agree.

While benefit offerings still carry significant weight in keeping talent, more employees are saying they crave meaningful human connections in the workplace.

The Employee Benefit Security Administration is closing fewer civil investigations into 401(k) plans but it’s recovering more money from firms that improperly oversee their employee pension schemes.

ID theft protection, pet insurance, long-term care insurance, critical-illness insurance and hospital indemnity are seen as essential aspect of modern employment.

Both savings vehicles are important. Here are some useful guidelines for advisers seeking to help employees prioritize their savings objectives.

Even if an employee does not use the triple-tax-advantage of these accounts, the benefits are still valuable.