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Employers are anticipating choppy waters with ACA, and also are slow to grapple with new overtime pay rules.

A panel at EBA’s Workplace Benefits Mania shared best practices for advisers to enhance the changing role with employers amid ‘compensation compression.’

The employee benefits world is at a crossroads, said adviser Michael Lujan at EBA’s Workplace Benefits Mania.

While a stock-first withdrawal approach is viewed as a prudent way for retirees to tap into their retirement accounts, advisers should not readily recommend this strategy.

Workers’ inability to manage expenses has big consequences for employers, including lower productivity and higher healthcare costs.

Smaller companies are missing out on cost-saving opportunities, including self-funding, narrow networks and pharmacy benefit carve-outs.

Employers must follow a diligent routine to avoid losing the farm, says columnist John Ludwig, who shares 3 mid-year duties to consider.

Baristas will soon have as much choice in their healthcare as customers do their beverages.

Obama's Fair Pay and Safe Workplaces final rule is currently on track for publication, possibly as soon as August 2016, and is likely to be implemented before the end of the year, absent intervention from the legislature or judiciary.

With employers increasingly turning to VBs to fill coverage gaps, insurers like Unum are offering new systems to automate enrollment.