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The U.S. ranks 19th out of 150 countries when it comes to global retirement security, a recent report found. How responsible is the government for our retirement situation and should they be tasked with improving it? EBA readers weigh in on this and other topics from this week.

Unlimited vacation programs, like the one recently announced by LinkedIn, sound like a dream benefit but experts caution only companies with an entrepreneurial corporate culture and excellent communication practices can successfully implement them.

With some employees forced to retire earlier than expected because of health issues, employers need to reinforce the "save early" message.

Massachusetts implemented a sick leave law earlier this year. Employers in other states may want to take note.

Commentary: Employers must train supervisors and managers on the proper way to respond to an employee's announcement that she is pregnant and will need maternity leave. Failure to do so could result in litigation.

As employers grapple with how best to provide quality benefits for employees and comply with the Affordable Care Act, they’re seeking out new strategies. Captives are an interesting approach that can work for some plan sponsors.

The more competitive a health insurance marketplace is, the more diverse options an adviser has to offer clients — and the more room there is for negotiations with carriers. EBA, in partnership with business intelligence data analytics firm miEdge, reveals in ascending order the most competitive states based on carrier diversity.

Challenges are on the horizon for the non-profits, created by the Affordable Care Act — presenting issues as well for the brokers who work with them.

Paid parental leave remains a contentious issue, particularly for smaller employers who may not have the financial resources to offer paid leave. But Nestlé’s chief human resources officer, Judy Cascapera, believes expanding paid time-off for new parents is a good business move. Here’s why.

A technical glitch with Vermont Health Connect dating back two years was finally corrected in a recent software upgrade, but it proved to be both time-consuming and costly for the state-based health insurance exchange described as “once-beleaguered.”