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Some experts are predicting that there will be fewer advisers focused on the 401(k)/defined contribution market. With greater competition, price pressure, more onerous regulations and increased fiduciary liability, that argument is understandable. But regardless of the pressure and challenges that the DC market poses, the number of elite advisers that focus on the DC market will double in the next five years because of the size of the opportunity.

Turning the corner into 2012, 401(k) plans are regaining some of their lost glitter, but more buffing needs to be done.

Robert Fine has not only dedicated more than four decades to serving employers and their employees through the insurance and financial services industry, but the owner of Robert Fine & Associates also strives to give back to the community as a whole that's helped him flourish in every way that he can.

What do your clients want from their corporate wellness programs? If the first response is lower health care costs, they might be in for a rude awakening. While prescribing a long-term solution, you offer your clients a healthy dose of reality and set the expectation that there is no instant cure.

Athletic trainers may have had their roots on the playing field, but the profession has branched out. Large employers such as Toyota, General Motors, Delta Air Lines and Boeing have used athletic trainers for years to prevent and treat injuries on the production line and manufacturing floor.

The field of dental care is where medical care was 40-50 years ago, as there are still thousands of dollars in price differences for the same procedure, and no standard practices, experts say.

Long-term care is a "problem every-body will face and no one wants to talk about." But with the shelving of the CLASS Act by Congress, planning for long-term care is becoming part of the national conversation - and that presents an opportunity for brokers.

Historically, wellness has been associated primarily with weight loss, and since many of us slip right into a food coma come Thanksgiving and don't emerge until multiple holiday parties have left us loosening a belt notch or two, it's no coincidence that EBA features our annual Wellness Challenge issue on the eve of resolution season

When Emily Wert decided to undertake EBA's 2011Wellness Challenge, a 12-week personal health coaching program, she didn't have the usual expectations about what she would learn or accomplish.

Following the Eastbridge Consulting Group report earlier this year that showed a decrease in voluntary benefits sales during 2010, it has been refreshing to see that, according to recent insurance carriers' annual surveys, employees' interest remains strong.