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The one-year anniversary of the Patient Protection and Affordable Care Act has come and gone, and federal agencies continue to issue clarifying guidance on several of its provisions, including the grandfathered health plan rules and the requirement to report the cost of employer-provided health coverage on employees' Forms W-2.

It was about seven years ago that a client of Matt McQuide approached the vice president at Benefit Controls Companies with a serious, if not uncommon, problem. The 1,000-employee textile firm was experiencing unsustainable rate increases of at least 9% to 11% a year. "They looked at us and said, 'If this continues, we won't have a business,'" McQuide recalls.

The job of being a retirement plan fiduciary may soon be a more lonely experience. Or maybe it will just seem that way under the Department of Labor's 408(b)(2) regulations. Earlier this year, the agency extended the compliance date for the new disclosure rules under ERISA section 408(b)(2) from July 16, 2011, to Jan. 1, 2012, meaning retirement plan service providers have more time to prepare before they are required to disclose to plan sponsors that they are indeed acting as a plan fiduciary. Further, the extension pushes back the transition rule for providing initial disclosures from 60 days after the effective date to 120 days after the effective date. Thus, for calendar-year plans, initial disclosures don't need to be made until April 30, 2012.

Each year, benefits professionals around the country spend months determining the plan of action for the next year's health care. Numbers are crunched. Alternatives are explored. Numbers are crunched again. Finally, all of the information is compiled and presented to the executive team. While we don't think of it as presenting a business case, that is essentially what we do each year - and we can learn a lot from our peers in marketing, product development and finance about building an effective business case.

I read your May Editor's Desk column ("Employers should model job recruiting after "American Idol," blogger says") with keen interest, as I've brought some of that "American Idol" hiring mentality to my current job and it's been a great success.

It's no surprise that American workers have become sedentary as the nature of work has changed significantly over the decades. A recent study outlined in the New York Times concluded that over the last 50 years, American workers are expending an average of 120 to 140 fewer calories a day in physical activity. According to the study, the decline in caloric expenditures supplies a missing puzzle piece in the explanation for the rising rates of obesity.

According to a new survey, when presented with a promotion, more than half of employees would be willing to say, "Forget the king's ransom; just call me King." The survey, conducted by OfficeTeam, reveals that 55% of workers would accept a promotion that didn't include a pay raise.

Faced with the current challenges brought on by the financial crisis, company priorities have been forced to shift, and employees are often left with a lack of understanding and insufficient guidance on their benefits choices at work.

With two Harry Potter fans still living at home, our family couldn't wait to visit The Wizarding World of Harry Potter last week while on vacation in Orlando, Fla. Our family of four "muggles" whizzed around on broomsticks, played Quidditch and drank delicious butter beers in this land of magic and illusion at Universal Studios.

In the past year, I've visited more than 60 clients to discuss the impact of health care reform on their respective organizations. Through this process, I had the opportunity to meet many CFOs.