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As Affordable Care Act health plans continue their rollout, a new nationwide analysis finds that public health exchanges continue to exclude the same medical services, across the board.
HealthPocket, a technology company that compares and ranks all the health plans available, discloses that the top three excluded benefits include long-term care (99%), cosmetic surgery (92%) and adult dental services (89%).
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Treating sentiment as a scored, auditable data point will turn subjective impressions into the kind of objective evidence an executive committee can act on.
Employers should educate staff on the nuances of every coverage option, advises Benefitbay CEO, ranging from coinsurance to coverage tiers, networks, “incumbent bias,” and more.
As healthcare costs climb, more large employers are contracting directly with hospitals and health systems to work out prices, improve quality and steer care.
With health benefit costs expected to rise 8.2% in 2027, employers are looking for ways to control spending without simply shifting more costs to workers.
As healthcare expenses approach double-digit increases, employers are looking for savings in waste, care delivery, and plan administration before cutting benefits.
