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Automatic enrollment greatly increases participation in 401(k) plans for all racial and ethnic groups, with particular success for Blacks and Hispanics, even among low earners, Vanguard research shows.
Most notably, automatic enrollment boosts participation rates by 60% for Blacks, to 94%, and by 40% for Hispanics, to 95%. Even among Blacks and Hispanics earning less than $30,000 a year, participation under automatic enrollment jumps to 93% and 94%, respectively.
Lee Barney has been the editor of Money Management Executive since 2002 and has been writing about Wall Street since 1993. Previously, at United Medias Wall Street & Technology magazine and … Read full bio
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