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Baby boomers and Generation X households improved their overall retirement income last year thanks to employer-sponsored 401(k)-type plans and gains from the financial and housing market, new data indicates.
The Employee Benefit Research Institute found that 2013s improved economic landscape help to push this age cohort to a steadier footing in terms of maintaining money in retirement.
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Transamerica Institute finds more middle-class workers expect to fund retirement through 401(k)s and other savings, but financial pressures could derail those plans.
Even high-income employees are uncertain about where to put their next dollar, highlighting the need for workplace guidance on financial wellness.
New NFP research finds 72% of workers are behind on retirement as rising costs, competing priorities, and financial stress make saving harder.
At face-value, HSAs are for short-term medical expenses, but advisors suggest paying out of pocket to maximize HSA funds for investing and tax-free growth.
Alternative retirement options are growing in popularity as employees reject traditional, more rigid, plans.
