New research from the Council for Disability Awareness indicates sizable gaps in the assessments of risk and protection between human resources professionals and the average employee. While both groups understand the randomness with which disability can occur and appreciate the importance of continued income, HR leaders don’t believe workers are taking adequate steps to protect themselves.

In an advance copy of Disability Divide: Employer Study provided to EBN, only 26% of HR professionals surveyed believe employees feel it’s very important to prepare for a disability; the same percentage thinks employees are, in fact, properly prepared to withstand a disabling event. More than half (53%) say that wage earners “had never really thought about preparing for a disability” and more than a third claim their workers “had never really thought about protecting their income.”

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