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The number of individuals enrolled in consumer-driven health plans hit 22 million in 2010, reflecting a 1% increase compared to 2009, report researchers from the Employee Benefit Research Institute and Mathew Greenwald and Associates.
Enrollment in high-deductible health plans also increased by 1% in 2010, with 17.2 million people covered under the plans.
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The key to success is reviewing an administrator's fiduciary status, licenses they hold with carriers and the agent of record that is going to service the policy.
Extended time between benefits sign-up and use, as well as overwhelming information, can render communication useless.
Advisers say the health insurance market could stay hardened in 2027 and beyond amid greater involvement in benefit design strategies from executive teams.
Legislation can help small employers offer health benefit options that attract and retain talent.
Education about the financial impact of benefit choices can help workers' current and long-term wellness.
