MassMutual is revisiting and reposing survey questions it asked two years ago on Americans’ financial health and well-being. Since 2011, “saving for retirement” has surpassed “keeping up with monthly expenses” as the chief money worry of U.S. workers eligible to participate in an employer-sponsored defined contribution retirement plan.

Compared to two years ago, MassMutual says, “the pessimists are more pessimistic and the optimists are more optimistic.” In the new survey, conducted by Brightwork Partners, the percentage of workers who are “very concerned” about losing their jobs is up by four points, and  those “not concerned at all” about job security is up by nine points.

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