Financial concerns and readiness for retirement remain top worries for Americans, even as many employers are trying to help by offering financial education benefits.

The dichotomy was highlighted this week with the release of a Gallup poll showing that approximately 64% of Americans say they enjoy saving money more than they enjoy spending it. At the same time, 59% worry they will not have enough money when they exit the workforce. These figures, from Gallup’s April 3-6 Economy and Personal Finance Poll, emphasize the disconnect between readiness and reality, say Gallup researchers.

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