Will Trump’s OBBBA make it harder for Gen Z to retire?

Published Updated 4 Min Read

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Gen Z is already struggling to stay afloat amidst a turbulent economic climate, and now, President Trump’s new act may be changing everything they knew about retirement.

The Trump administration’s One Big Beautiful Bill Act (OBBBA), which focuses primarily on tax cuts and spending reform, was signed into law on July 4, 2025. The act also included a Senior Bonus Deduction, which will offer certain older employees reduced taxable income and tax free Social Security. And while those stipulations don’t specifically apply to younger talent in the immediate, Gen Z will be indirectly impacted in the long-term.   

Paola Peralta
Associate Editor

Paola Peralta is an Associate Editor at Employee Benefit News and has been with the team for five years. She is a proud UCF journalism graduate who got her start through a Dow Jones News Fund … Read full bio


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