In its quarterly research report on trends in employee financial issues, Financial Finesse has found that employees are increasing their focus on proactive retirement planning and overall financial well-being, but they’re still not adequately prepared for economic instability.

Financial Finesse has designated 74% of the questions it receives via its planning professionals as proactive in nature, up from 69% in the second quarter of 2011 and 59% at the same time in 2009.

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