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It seemed uncontroversial at first. A bill in California to create the country’s first regulatory framework for companies that offer early access to employees’ earned wages passed the state Senate 35-0 in May.
The measure, which would establish the legal parameters for a lower-cost alternative to payday loans, then got the unanimous approval of three committees in the state Assembly.
Kevin Wack is the Banking Editor at American Banker, leading the publication's coverage of large, regional and community banks. He also writes regularly about business, regulatory and legal issues … Read full bio
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The CRO of retirement plan provider Human Interest explains how employers can simplify retirement plans and boost participation.
Employer-provided home-saving accounts and educational resources can help workers achieve an increasingly elusive milestone in the current affordability crisis.
With the majority of employees living paycheck to paycheck, faster access to wages can give them a better shot at building financial security.
Even as employers spend more on health plans, employees report confusion over coverage details, fueling calls for better communication and tools.
An expert from Apex HCM by IRIS details steps to mitigate risk and help employees get the most out of earned wage access.
