In a new research paper, the Bureau of Labor Statistics finds the amount of 401(k) assets employee-investors have in company stock is dwindling and has been steadily for the past two decades.

According to BLS, the "steady increase in the percent of participants who have investment choices for both employee and employer funds, and the steady decrease in the percent who may choose employer stock as one of those options, reflect both changes in law and regulation, concerns based on high-profile plans, and an increase in investment education among employers and employees."

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