Is any retirement vehicle safe? I keep looking, but all I see are returns that are the financial equivalent of auto crash tests where the dummy's body snaps all around then slumps over the wheel. Know what I mean?
Although target-date funds were supposed be set it and forgettable savings vehicles for employee-investors -- pick your dream retirement date and let the fund do the rest -- a recent
Yikes.
Mark your calendar to check out an EBN report on 2010 funds in our March issue.
What has been your experience with target-date funds? Comment below.