Benefits Think The top 5 financial concerns for Americans in 2026

Published 5 Min Read

Man holding empty wallet, paying bills, worried about money
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Americans are feeling the squeeze of higher prices for everyday goods and services and economic instability, leading to personal financial anxiety and near-record low consumer sentiment. And many expect 2026 to be even worse. 

As a financial planning professional, I get the highest volume of questions from people I  work with during challenging economic times. What I heard from people over the last year points to some of the major financial challenges people will face in 2026 —  and a path forward. There were five common concerns. 

Mamie Wheaton
Director of financial planning at LearnLux

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