Remember the days when employees sat down with their HR/benefits representative to decide which of the available investment funds you wanted to include in your 401(k) retirement portfolio?

EBN contributor Gary Mink does, waxing nostalgic in this month's issue about "one fund [that] looked like a sure thing - conservative and boring, but safe," aka stable-value funds.

However, as Mink observes, the current recession means that all bets are off about "sure things" - stable-value funds included. Read his tips for employers on performing due diligence to determine stable-value funds' risk.

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