Banco Popular de Puerto Rico

While the presidential election is still a year away, employers must be mindful of smaller elections that take place across the state and municipal levels. Elections, however small, may trigger an employer’s obligations to give employees leave to vote.

Commentary: By cutting cash-outs among 401(k) plan participants, sponsors can help more savings stay in the overall retirement system.

Reasonable cost, leadership support and an investment line-up that meets the needs of all participants are important attributes of a successful 401(k) plan.

Effective behavior change programs are likely to be based on theory and evidence and built on years of scientific research – not on employer demands, personal preferences or bells-and-whistles technology.

Every senior benefits executive knows almost exactly how much health care is directly costing their business. But do they know how much health care is costing them indirectly in lost productivity, even when employees are on the job?

Commentary: As college costs continue to rise and student loan debt reaches unprecedented levels, a 529 plan can offer a valuable benefit for employees looking to meet their college savings objectives.

As we head into the heart of renewal season, that old fear of receiving a surprise from your broker or carrier is likely sneaking into the back of your mind. There’s a better way: Performing a checkup on your benefits plan to make sure it’s as healthy as it can be.

As employers grapple with how best to provide quality benefits for employees and comply with the Affordable Care Act, they’re seeking out new strategies. Captives are an interesting approach that can work for some plan sponsors.

With today’s global, diverse and mobile workforce, employees are inundated with information in and out of the office, making it a constant challenge to capture their attention, communicate important benefit messages and make sure they feel engaged to take action.

Commentary: Many employers are struggling to get employees to enroll in voluntary programs; busy workers often don’t take the time to understand what’s being offered.