Banco Popular de Puerto Rico

April 3, 2012 5:30 a.m. As I stagger to the Keurig, I notice the flashing words, "NOT READY." I emphatically agree with the machine and tell us both to suck it up. As I savor the first cup of coffee, I grab my iPhone and read those ever-so-important emails that happen between 10:00 p.m. and 5:30 a.m. I truly believe a lot of people suffer from insomnia. I also believe that people think about insurance as a last-ditch effort to combat it.

When thinking about their retirement and savings needs, women investors want to know they are working with someone who understands and listens to them - they want to talk to a woman.

I've written previously about wellness and health management, but since it's a topic that comes up in virtually every client planning meeting I have these days, it seems worth revisiting. The biggest challenge facing HR professionals looking to devote resources to wellness initiatives at their workplaces is responding to the question, "What's the ROI?"

Following a pair of bear markets, advisers know the days of buy-and-hold investors with 60/40 portfolio allocations are over.

The New York Department of Financial Services has issued a mandate requiring New York life insurers to search the U.S. Social Security Administration’s Death Master File every three months in order to find beneficiaries of the recently deceased who are unaware they are eligible for benefits.

The Obama administration forged ahead with health care reforms on Wednesday, announcing a November 16 deadline for state governments to submit proposals showing how they intend to operate health insurance exchanges in 2014.

Allstate Benefits and The Guardian Life Insurance Company of America announced an agreement on Tuesday to provide a PPO dental product. Allstate Benefits expects to begin offering DentalGuard, Guardian’s group PPO dental plan, to employers starting in July.

There’s no question that driving is getting safer. Collision avoidance and other safety features in automobiles are becoming more sophisticated and ubiquitous, having worked their way down from high-end luxury vehicles to family sedans and subcompacts. Now automated traffic law enforcement and telematics could further reduce fatalities and insured losses, and the promise of Google’s self-driving car could remove driver error as the primary cause of collisions and injuries.

Financial firms can ‘outsource’ almost any operation, from reporting to trade processing to customer support, to the computing cloud, anywhere in the world.

Half of Americans say they aren’t contributing to a retirement plan, but more specifically 56% of Americans ages 18-34 are more likely to be among those not saving, according to a recent LIMRA survey.