Banco Popular de Puerto Rico

Association health plans will likely help smaller businesses level the playing field with larger organizations, but may also frustrate employees with limited healthcare options.

The benefits update is part of a $250 million investment initiative in the wake of the new tax reform bill.

Tax-free withdrawals could outweigh an employer's match if early withdrawals are made for expenses like healthcare.

Patients are four times more likely to choose experienced clinicians over convenient locations when given compelling information and messaging.

The legislation aims to improve security with increased access to lifetime income and simplify plan procedures for plan sponsors.

Plan sponsors should refocus the end-of-work conversation by providing employees education and access to lifetime income products, says TIAA managing director David Ray.

The law allows clients the ability to make tax-free withdrawals for elementary and secondary school expenses.

Many younger workers find it difficult to think beyond their student debt, which averages $32,731 with an average monthly payment of $393, according to the Federal Reserve.

Student loan aid, critical illness, ID theft protection and pet insurance will continue to grow in popularity in 2018, with some employers even paying for them.

Employees should refrain from cosigning their child's student loan, as Social Security could garnish their retirement benefits if the child defaults on the loan payments.