Retirement planning

Employees should consider a dependable second-hand car instead of a new one, and then redirect the money saved into a retirement account.

Employees often don’t save enough, and few utilize auto-escalation.

Employers need to help their workers understand and prepare for additional medical charges when they stop working.

In a perfect world, the largest expenses in retirement would be for fun things like travel and entertainment. In the real world, retiree healthcare costs can take an unconscionably big bite out of savings.

Women are spending fewer years being married, new research finds, a change that “has significant implications for financial planning.”

With the goal of improved participant outcomes, a simplified approach using straightforward language could be more attractive to employees.

Participants don’t need a million choices to save successfully for retirement.

The sheer number of modest, inactive 401(k)s — along with the friction in the industry that makes it difficult to seamlessly transfer the balances from plan to plan as participants change jobs — is causing a lot of undue stress.

Plan sponsors must continue to offer automatic plan features and do a better job of vetting target-date funds.

The sheer number of modest, inactive 401(k)s — along with the friction in the industry that makes it difficult to seamlessly transfer the balances from plan to plan as participants change jobs — is causing a lot of undue stress.

Employees often don’t save enough, and few utilize auto-escalation.

A new survey looks at trends in fees and investment options — and shows there’s lots of room for improvement.

Plan sponsors must continue to offer automatic plan features and do a better job of vetting target-date funds.

With the goal of improved participant outcomes, a simplified approach using straightforward language could be more attractive to employees.

A U.S. District Court has ruled that Edison International failed in its fiduciary duty by including high-fee retail share mutual funds in its 401(k) plan when lower-fee institutional ones were available.

Pre-retirees should have Medicare or health insurance in place to cover their medical costs, along with a well-maintained investment portfolio.

Retirees who under-reported their income to avoid taxes will also get smaller retirement benefits than they deserve.

Retirees who under-reported their income to avoid taxes will also get smaller retirement benefits than they deserve.